How to Play Baccarat - A Quick Look at the Rules and Tips

Baccarat may seem like a complicated game to play, but if you take away the glitz and glamour, you’ll find a fun and easy gaming experience. Discussed in this guide are the basic rules on how to play baccarat.

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Introduction on How to Play Baccarat

It’s one of those games that don’t require complex strategies. Just like the game of blackjack, a minimal understanding of how to play baccarat is a good start. What’s more important in this game is your decision-making skills.

When you sit at the live baccarat table, you can bet on one of three options - Player, Banker, or a Tie. Take a pick based on who holds the best hand value. As a card game, an understanding of the card values is critical if you plan to enjoy and win the game. In learning how to play baccarat, always start with the values. Here, the face cards like your kings and Queens and 10s are worth 0, and all other cards of the deck retain their face value. The exception here is your Ace with an assigned value of 1.

Now, if the drawn cards exceed nine, the ‘10’ is removed from the total. For example, if you draw two sevens, its final value is only four. There’s no reason to go bust in this game compared to blackjack. But in a careful understanding of how to play baccarat, the key is to get close to nine using a maximum of three cards.

Rules of Play

Whether you play it online or in a brick-and-mortar casino, the general rules of play are the same. The play begins as soon as you have submitted your wager. In an online casino, you can do this by clicking on colored chips, with each color representing a specific amount. Once all wagers are in, the dealer then deals out the cards face-up, two each for the Banker and the Player. In the baccarat table, you will find several slots for the Banker or the Player which can be used by participating players. In an online and baccarat live casino, there are only three slots - Player, Banker, and a Tie.

Based on the viewed cards, you then decide which hand will have a bigger value. Simply push your chips (wager) to the slot corresponding to your bet. You win the bet if you choose the one with a hand total closest to nine.

how to play baccarat

Baccarat Payout and House Edge

If you bet on the Player and it wins, your wager is doubled. If you bet on the Banker and it wins, it traditionally pays 95 percent of the wager. As you can see, the payout for your Banker bet comes with a deduction. In learning how to play baccarat and the rules, this is called the commission.

This commission ensures that players shall not bet more on this option, and this is also where the casino gets its edge. In learning how to play baccarat, you will discover a third option called a Tie. Under this betting arrangement, a Tie happens if both the Player’s and the Banker’s hand are of similar values. In case you place your bet on this option and it wins, your payout is 8 times the wager made.

Based on the schedule of payouts, you can now discover the house edge on the different types of bets. A bet on a Tie comes with a 14.44%, 1.24% for the Player, and 1.06% for the Banker. As you can see, the lowest house edge is for the Banker, thus the casino takes a commission to protect its business. If you’re a beginner and learning how to play baccarat and win, then it’s also important that you pay attention to the differences in payout and house edge.

Probability and Odds of Winning the Bet in Baccarat

If you want to learn how to win at baccarat in a casino, it’s also best if you check out the probability and odds of winning a particular bet. These bets don’t just differ in terms of potential payout, your chances of winning each bet vary as well. In learning how to play baccarat, the odds of 0 means it’s impossible to win it and 1 is 100% likely.

  • A Banker win: Approximate odds of 5/6 or probability of 0.458653
  • A Player win: Approximate odds of 5/4 or probability of 0.446279
  • A Tie. Approximate odds of 9-1 or a probability of 0.095069

As you can see in these baccarat rules, your bet on the Banker has a slightly higher probability compared to a Player bet. In short, it’s not an even-chance game. And this also explains why the casino often takes a minimal commission on your winning Banker bet.

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Other Baccarat Rules to Keep In Mind

There are other rules to remember when training on how to play baccarat. These extra rules are often used in many brick-and-mortar casinos and some online live dealer platforms. For example, if either the banker or player is dealt with an eight or nine, both stand. Also, if the player’s total is less than five, he gets another card.

There are also variations in rules depending on the variant you play. Some of the popular variants of this card game are Chemin de Fer, Punto Banco, and Baccarat Banque. In some of these games, special bets may be added to the table like the side bets. And when you play live, you have access to several tools like History and Chat. Before you play the game, learn how to play baccarat by checking the specific rules relative to the game.

how to play baccarat

Basic Baccarat Tips to Keep in Mind

Although this card game is easy to play, it’s not recommended that you simply play for the excitement and prizes. Just like other casino games, you should also play baccarat responsibly. And you can do this by learning how to play baccarat and by following a few tips and strategies.

After learning the basic bets and rules on how to play baccarat, the next concern is choosing the right Indian casino where you can play baccarat online for real money. When faced with options, make sure you choose a casino that’s fully licensed and allows you to play using Rupees.

In learning how to win baccarat in casino, it’s best if you check out the available bonuses. Casino bonuses come in different types and these can work for you in different ways. Some of the popular bonuses to use are the new customer bonus, cashback offer, and reload bonus. With these bonuses, you can earn free cash that you can use to play baccarat risk-free. There are some baccarat casino online sites that run tournaments that allow you to collect points and climb the leaderboard.

Play the Game for Free

Another way to learn the ropes on how to play baccarat is by checking out the free demo version of the game. You can find several Indian online casinos that offer players free credits to play and try the game. If you’re a beginner who wants to know the rules, you can play the free demo. Also, these games are helpful if you want to test a baccarat strategy. Once you’re confident with your skills then go ahead, play baccarat online and win the prizes.


🍀 Is online baccarat a game of skill or luck?

Online baccarat is a game of pure luck and it does not require skill on part of the player. As the house edge is just 1.1% it is one of the lowest house edge games in every online casino and the chance for a win is big.

🥇 What is the best bet in online baccarat?

The Banker is the best bet in Baccarat. Some casinos even have a 5% commission on this bet as it is the lowest house edge bet in baccarat.

🃏 Can you count cards in online baccarat?

No. It is not possible to count cards in online baccarat because the cards are being shuffled after every game.